Our divisions
Tailoring banking to the needs of our markets.
Hiver
As a digital bank, Hiver offers a simplified banking experience with exclusive benefits for essential workers, competitive interest rates and innovative saving solutions.
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Hiver was created in 2021 for essential workers who may have irregular schedules, little time to spare and need 24/7 access to their money. Affectionately known as ‘Hivers,’ Hiver members make our community a better place for everyone. Hiver is for essential workers in education, emergency services or healthcare who not only want their money to go further, but also want a bank that shares their concerns for the community and the environment.
As a digital bank, Hiver offers a simplified banking experience with exclusive benefits for essential workers, competitive interest rates and innovative saving solutions to help each and every Hiver thrive. As a division of Teachers Mutual Bank Limited, members of Hiver can rest assured that sustainable banking practices are built in, not bolted on.
Membership
Hiver is the first digital mutual bank open to Australian essential workers in education, health & emergency services and their immediate family plus graduates of an Australian university and their immediate family who want to support the essential worker community.