Interest Rate Changes

December Interest Rate Changes

Changes to Teachers Mutual Bank Limited interest rates in December 2022

Following the Reserve Bank of Australia’s (RBA) decision to increase the official cash rate by 0.25% per annum (p.a.), Teachers Mutual Bank Limited will change interest rates on some of our loan products across Firefighters Mutual Bank, Health Professionals Bank, Teachers Mutual Bank and UniBank.

Why are we changing interest rates?

As market conditions change, as a Mutual Bank we need to adjust our rates to operate sustainably while providing value for all Members.

What’s changing?

Effective 20 December 2022, Teachers Mutual Bank Limited will increase the variable interest rates for new and existing home and residential investment loans between 0.25% p.a. and 0.45% p.a. for the following:

  • Your Way Home Loan Basic Variable
  • Your Way Home Loan Standard Variable
  • Your Way Plus Loan Variable
  • All existing variable rate home loans

Effective 20 December 2022, Teachers Mutual Bank Limited will increase the variable interest rate by 0.45% p.a. for existing variable commercial loans.

To view all our home loan, savings products and term deposits rates, visit our website.


The information is current as at 20 December 2022 and is subject to change. Terms and conditions, fees and charges and eligibility criteria (e.g. credit approval criteria and Membership eligibility criteria) apply. Target Market Determinations are available online or from any of our branches.
Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence No 238981.