Responsible investment

We invest and lend responsibly

Responsible investment

The Bank strives to provide quality services to members via ethical and prudent lending practices that are financially, socially and environmentally sustainable.

    • Social responsibility exclusions. We apply strict social responsibility criteria when it comes to investing and lending our members’ money. 
    • We don’t directly invest in or lend money to industries that pollute the planet, and the money borrowed from us is not sourced from polluting industries.

    A Responsible Investment Leader

    We are the only bank in Australia named as a Responsible Investment Leader by RIAA in 2021, 2022, 2023 and 2024. As a Responsible Investment Leader in 2024, we placed in the top 20% of organisations assessed by RIAA.

    According to RIAA, this performance recognition demonstrates leading practice in the bank’s commitment to responsible investing, which includes consideration of environmental, social and governance factors in investment decision making, strong and collaborative stewardship, and transparency in reporting societal and environmental achievements.

    All our debt issuance, wholesale short term deposits and mortgage and deposit products we sell are independently certified as a Responsible Investment Product by the Responsible Investment Association Australasia (RIAA) under strict rules, at no extra cost to the consumer.