Responsible investment

We aim to invest and lend responsibly

Responsible investment

The Bank strives to provide quality services to members via ethical and prudent lending practices that are financially, socially and environmentally sustainable.

  • We have a series of policies that guide our bank’s operations, lending, and investment practices, enabling us to make the following commitments to our members:

    • We aim to invest your money responsibly and ethically. 
    • Our policy criteria for wholesale funding means we do not accept funding from entities operating in industries such as gambling, fossil fuels, logging or nuclear power.
    • Every home loan and deposit account opened during the current financial year was a Certified Responsible Investment product.

    A Responsible Investment Leader

    We are the only bank in Australia named as a Responsible Investment Leader by RIAA in 2021, 2022, 2023 and 2024.

    Responsible Investment Leaders are investment managers in the top 20% of scores on RIAA’s Responsible Investment Scorecard. A Responsible Investment Leader is a responsible investor that demonstrates an exceptional ability to deliver on its responsible investment promises.

    According to RIAA, this performance recognition demonstrates leading practice in the bank’s commitment to responsible investing, which includes consideration of environmental, social and governance factors in investment decision making, strong and collaborative stewardship, and transparency in reporting societal and environmental achievements.

    All our debt issuance, wholesale short term deposits and mortgage and deposit products we sell are independently certified as a Responsible Investment Product by the Responsible Investment Association Australasia (RIAA) under strict rules, at no extra cost to the consumer.